Mortgage Loan Programs

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Whether you are a first time home buyer, a veteran, or looking to purchase an investment property, we have a loan program to fit your specific need.

Conventional Loans

A conventional conforming loan requires as little as 3% down with a term up to 30 years.

FHA Loans

Federal Housing Administration (FHA) Loans is a mortgage that is insured by the government and requires as little as 3.5% down.

VA Loans

A VA Loan is reserved for those that have served in the U.S. Armed Forces and are guaranteed by the Department of Veterans Affairs.

USDA Home Loans

USDA Mortgage loans are for properties located in rural areas and are offered by the U.S. Department of Agriculture.

Jumbo Loans

Jumbo Loans are for higher loan amounts that typically exceed conventional loan limits.

Condo Loans

Condo loans are designed to help home buyers finance the purchase of condominiums, which can be used as primary residences, vacation homes or investment properties.

Dustin Lackey is a licensed residential mortgage banker located in Colleyville, Texas. His goal is to find a mortgage solution specific to your situation.

CONTACT DUSTIN TODAY

Home ownership could be just one phone call away…

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Buying a home is an exciting time, but it can also be stressful. Working with a mortgage advisor and realtor can help ease your mind with the homebuying experience. Contact Dustin today to connect you with a qualified real estate professional.

My Promise

My goal for each client is to develop a personalized solution to help meet their financial goals.  My commitment is to provide exceptional service and communication.  In return, I ask clients refer me to their friends, family, and coworkers so I may help as many families as possible. – Dustin Lackey

The answer to your home buying questions.

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How much is home insurance? Which loan program is best for me? How are my property taxes paid?

There are a lot of questions that come up when buying a home.  It’s important to work with a mortgage advisor that will help you navigate this process.

Yes!  First time homebuyers are eligible for conventional loans with as little as 3% down.  Help with closing cost may also be available.

How do I get started?

Getting pre-approved is the first step before starting your home search.  Understanding your home budget will help you and your realtor with finding the right home!

Just like the stock market, mortgage rates change daily… often several times a day.  Contact Dustin to check today’s mortgage rates.

Credit score is a major factor for determining rates. However, other factors such as down payment amount, loan size, property type, and debt-to-income ratio impact rate.

Yes, there are maximum loan values depending on which mortgage program is used and the location of the property.